What is Stellar?

A faster and cheaper way to move money globally

Stellar is a blockchain network built to make moving money across borders as simple as sending an email. Its core purpose is to reduce the cost, time, and complexity of international payments, especially in a world where traditional transfers are often slow, expensive, and dependent on multiple intermediaries.

Instead of relying on banks to process transactions step by step, Stellar allows value to be transferred directly between parties, across currencies and countries, in just a few seconds. The network is supported by the non-profit Stellar Development Foundation and is designed to be open, efficient, and globally accessible.

Why Stellar?

Stellar focuses on solving real problems in global finance through a simple and practical design:

Near-instant transactions: Payments on the Stellar network are typically confirmed within seconds, regardless of distance or currency.

Extremely low costs: Transaction fees are minimal, making small transfers economically viable and large transfers more efficient.

Built for cross-border use: Stellar is designed to handle currency exchange and international transfers as a core function, not an add-on.

Open access: The network can be used by individuals, fintech companies, and institutions without requiring permission from a central authority.

XLM: The asset that keeps the network running

XLM, also known as Stellar Lumens, is the native asset of the Stellar network. It plays a practical role in enabling transactions and maintaining the smooth operation of the system.

Transaction support: XLM is used to process payments and prevent network misuse, ensuring that transactions remain fast and reliable.

Currency bridge: When money is exchanged between different currencies on Stellar, XLM can act as a neutral intermediary, simplifying transfers and improving liquidity.

Rather than existing for speculation alone, XLM is directly tied to activity on the network and its use in real-world payment flows.

Stellar’s vision

Stellar aims to create a financial system that works the same way everywhere, regardless of borders, currencies, or local infrastructure. By focusing on speed, cost efficiency, and interoperability, the network seeks to complement and improve existing financial systems rather than replace them.

Through partnerships with payment providers, fintech companies, and financial institutions, Stellar positions itself as practical infrastructure for a more connected global economy.

Invest in Stellar

Virtune Stellar ETP is a physically-backed exchange-traded product (ETP) designed to offer investors a secure and cost-effective way to gain exposure to Stellar (XLM). This is made possible through a transparent and physically-backed structure with institutional-level security.

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